Equipment Finance

Explore Your Equipment Finance Options

Finance Lease

A Finance Lease is a rental agreement, the assets are owned by the finance company until they are paid off, or the residual is refinanced under an equipment loan at the end of the term.

Equipment Rental/Rent-to-Own

Renting is also known as an operating lease. As with a Finance Lease, the assets are owned by the finance company with a predetermined rental installment. No residual is payable however, and at the end of the term you can return the equipment to the financier. Alternatively, if the client wishes to retain the equipment, we can decide for a fixed end price to purchase upon the end of the rental term.

Chattel Mortgage

Chattel Mortgage is where ownership of the equipment is from inception. It is a loan agreement whereby the customer borrows funds to purchase equipment, cars, or other assets and the lender will take a charge over the equipment as their security.

Car Loans

Car loans can be for business or consumer needs. The financier lends money against the security of the car that is being purchased.

Fully Maintained Operating Lease

A fully maintained operating lease is a one payment a month solution which covers all the operating costs of the vehicle including a ‘hand back the keys’ at lease end.

Non-Maintained Operating Lease

Under a non-maintained operating lease the lessee is responsible for all maintenance and other running costs of the motor vehicle.