Car Finance

A Consumer Car Loan is designed for individuals who want to use their car mainly for private purposes, and for whom private ownership is important. By utilising a balloon value you can reduce your payments considerably and improve your cash flow.

You can structure the monthly instalments to suit individual budgetary requirements. By opting to place a deposit, or by nominating a final lump sum payment at the end of the finance term, you can conveniently decrease your monthly repayments, giving you greater security when managing your budget and planning your financial commitments. Ownership is transferred to you as soon as the first payment is made, in exchange for security over the vehicle.

The ownership of the motor vehicle  is discharged upon payment of the final instalment. You may also be given the opportunity to re-finance your final lump sum payment at the end of the contract term.

Terms generally range from 12 to 84 months and the interest rate is fixed for the term.

Contact Us Today

Like to apply for a car finance today?
Call our office on 07 4033 0254 or email us.