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Is the key to saving a home deposit as simple as giving up smashed avo toast for breakfast? Well not quite, but spending less does make a difference. On top of a budget, a savings plan and strategies such as a high-interest savings account, an effective way to save is to reduce or eliminate expenses. [...]
Securing a business loan in Australia isn’t necessarily difficult but knowing how to navigate your way can be the difference between success and failure. Banks and other financial institutions offer a wide range of business finance options, from commercial property loans, commercial vehicle leases, and commercial and equipment leases, to simpler options such as letters [...]
If you’re looking for a home loan but are inexperienced with finance brokers, attending your first appointment with a broker can be a nervous experience. Getting a home loan, after all, can be quite complex for a first-timer. There are lots of brokers around and there is a lot to learn. But there are many [...]
When people think of buying an investment property, many only think locally. Investing in a property interstate could possibly be a smarter idea, potentially resulting in a better return on your investment. it may also be a potential way to snaffle a bargain. You could be buying into an area with greater potential capital growth [...]
Rental yield – essentially the rate of rental income returned against the costs of an investment property is a great indicator of a property’s investment potential. But you need to keep things in perspective when you factor it into your decision to purchase property. Calculating rental yield A good first step in examining rental yield’s [...]
As a home owner with a mortgage, chances are you’ve heard of the term 'refinancing'. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender who can better meet your current needs, wants and circumstances. Refinancing can also allow you to consolidate your debts or pay down your mortgage more quickly. [...]
Giving charity is the best way of Spreading happiness. Many people around the globe generously feel that if their money can do good to others, then why not donate. They choose Non-profit organizations work to facilitate their endeavours.One of the few ways of donating is writing a will of donation or leaving money behind for [...]
How To Save Money- A Young Adult And Teenager’s Guide Money is a very important commodity today. Learning how to spend money and save money is an important attribute that must be thought to everyone from a young age. The younger generation of today definitely know how to spend but when it comes to [...]
New changes to selling property over $750k (previously 2 Million) that have come into affect on July 1st, 2017. There may be taxation ramifications if you fail to fill out the new forms so as to avoid giving the taxation department a sizable chunk of money. These new rules apply to both investment and owner [...]
It’s a notion many parents wouldn’t have dreamt of growing up – never seeing cash. However, as the world goes cashless, the sight of notes and coins changing hands is becoming increasingly rare for children. Indeed, they’re more likely to see “magic” money as mum and dad tap a card or phone at the [...]
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